The Care of Your Financial Needs

Your trusted partner in financial solutions, providing seamless services in loans and insurance.

About Home Loan

Tailored Housing Finance Solutions to Build, Expand, or Upgrade Your Dream Home

We collaborate with leading financial institutions to provide customized housing finance options with attractive interest rates and manageable repayment plans, designed to suit your specific needs.

Loan for Building Your Home: If you own land but need financial backing to construct your residence, this option provides the support required to bring your home to life—from laying the foundation to completing major construction work.

Loan for Home Expansion :Planning to add more space or create an additional floor? Whether it's an annexe, extra room, or structural extension, this loan helps you grow your living space without financial strain.

Loan for Home Renovation: Give your home a fresh look with a renovation loan that finances everything from fixing aging interiors to upgrading lighting, plumbing, and more—enhancing both comfort and aesthetics.

Housing Loan for NRIs For Non-Resident Indians looking to purchase residential property in India, this loan option offers dedicated support with a streamlined process tailored to overseas applicants.


Why Choose Capital Care Finance Company?


Easy Documentation
Quick Approval
Higher Loan Amounts
Flexible Repayment
Flexible Tenor
Attractive Interest Rates
Transparent Process

Eligibility Criteria

To qualify for a home loan with Capital Care Finance Company, you must meet the following criteria:

  • Age: 21-65 years
  • Employment: Salaried or Self-employed professionals
  • Minimum Income: ₹3,00,000 per annum
  • Credit Score: 700 or above
  • Stable job/business history of at least 2 years

Required Documentation

For Salaried Individuals:

  • Identity Proof (Aadhaar/PAN/Passport)
  • Address Proof
  • Last 3 months' salary slips
  • Bank statements for the last 6 months
  • Form 16 or Income Tax Returns

For Self-Employed:

  • Business registration documents
  • Income Tax Returns for last 2 years
  • Profit & Loss statements
  • Business bank statements

Rates & Fees

Particulars Charges
Loan Processing Fees 0.25% to 2% of Loan Amount
Loan Cancellation Nill - 5% (according to Bank/NBFC)
Stamp Duty Charges As per the Value of the Property and State Tax
Legal Fees As per actual
Penal Charges Usually 2% per month
EMI / Cheque Bounce Charges Approx 500/-

Frequently Asked Questions

How long does the loan approval process take?

Typically, our loan approval process takes 3-7 working days from document submission.

Can I prepay my home loan?

Yes, you can prepay your home loan with minimal or no prepayment charges.

What is the maximum loan tenure?

We offer home loans with a maximum tenure of 30 years.