The Care of Your Financial Needs

Your trusted partner in financial solutions, providing seamless services in loans and insurance.

About Personal Loan

A personal loan offers a convenient and versatile financing solution, as it doesn’t require any collateral or security. This unsecured nature provides you with the freedom to use the funds however you see fit.

Here are some practical ways a personal loan can support your financial needs:

Simplified Debt Management: Merge several high-interest debts into one manageable loan with a potentially lower interest rate, helping you save on interest and stay organized.

Home Improvement Projects: Upgrade or remodel your home with ease, boosting its market value and enhancing your comfort.

Medical Support: Tackle unforeseen healthcare costs, such as surgeries or urgent treatments, without straining your savings.

Urgent Financial Needs:Quickly access funds for unexpected events like vehicle repairs or other emergencies, helping you stay financially stable in times of need..


Why Choose Capital Care Finance Company?


Easy Documentation
Quick Approval
Higher Loan Amounts
Flexible Repayment
Flexible Tenor
Attractive Interest Rates
Transparent Process

Eligibility Criteria

To qualify for a Personal Loan with Capital Care Finance Company, you must meet the following criteria:

  • Age: 21-60 years
  • Employment: Salaried or Self-employed professionals
  • Net monthly income should be 15,000/- for salaried and self-employed, yearly transactions should be a minimum of 2 lakhs
  • Credit Score: 700 or above
  • Stable job/business history of at least 2 years

Required Documentation

For Salaried Individuals:

  • Identity Proof (Aadhaar/PAN/Passport)
  • Address Proof
  • Last 3 months' salary slips
  • Bank statements for the last 6 months
  • Form 16 or Income Tax Returns

For Self-Employed:

  • Business registration documents
  • Income Tax Returns for last 2 years
  • Profit & Loss statements
  • Business bank statements

Rates & Fees

Particulars Charges
Loan Processing Fees 2999/- to 5% of Loan Amount
Loan Cancellation 3000-5% of loan amount
Stamp Duty Charges 150/- to 300/-
Legal Fees As per actual
Penal Charges Usually 2% per month
EMI / Cheque Bounce Charges Approx 500/-

Frequently Asked Questions

How long does the loan approval process take?

Typically, our loan approval process takes 3-7 working days from document submission.

Can I prepay my Personal loan?

Yes, you can prepay your home loan with minimal or no prepayment charges.

What is the maximum loan tenure?

We offer home loans with a maximum tenure of 30 years.