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Your trusted partner in financial solutions, providing seamless services in loans and insurance.

About Business Loan

A business loan offers capital to entrepreneurs and enterprises for managing and expanding operations. It’s designed to support both short-term needs and long-term investments.

Key Benefits and Uses:

Expand or Upgrade Operations:Finance new branches, equipment upgrades, or business infrastructure.

Boost Working Capital: Maintain healthy cash flow to cover day-to-day operational expenses.

Seize Opportunities: Quickly respond to market demand, bulk orders, or business growth prospects.

tailored to overseas applicants.


Why Choose Capital Care Finance Company?


Easy Documentation
Quick Approval
Higher Loan Amounts
Flexible Repayment
Flexible Tenor
Attractive Interest Rates
Transparent Process

Eligibility Criteria

To qualify for a Business loan with Capital Care Finance Company, you must meet the following criteria:

  • Business Type: Most lenders provide loans to various types of businesses, including sole proprietorships, partnerships, limited liability companies (LLCs), corporations, and more.
  • Credit Score:A good credit score is often required to qualify for a business loan. Lenders use your credit history to assess your ability to repay the loan.
  • Annual Revenue: Lenders may have a minimum annual revenue requirement to ensure your business has a stable income.
  • Cash Flow: Lenders often evaluate your business's cash flow to determine your ability to repay the loan.
  • Eligible Entities: Individuals, MSMEs, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, retailers, traders, manufacturers, and other non-farm income-generating business entities engaged only in the services, trading, and manufacturing sectors

Required Documentation

The list of documents required for a business loan to be submitted varies based on type of business entity. Submit the following documents to begin with the loan process::

  • Identity Proof (Aadhaar/PAN/Passport)
  • Address Proof
  • ITR for the past 2-3 years
  • Current Bank Account Statement for the last 12 months
  • Last Financial Year's provisional Financials and future year's projections.
  • Company's business profile on the letterhead
  • GST registration certificate and GST returns of latest 2 years.
  • Company PAN Card, Certificate of Incorporation, MOA, AOA, List of Directors, and Shareholding pattern for Pvt Ltd companies
  • Rent agreement copy of factory and residence (if property is rented)

Rates & Fees

Particulars Charges
Loan Processing Fees 1.5% to 5% of Loan Amount
Loan Cancellation Usually 0 to 5% of Loan Amount
Stamp Duty Charges 60/- to 600/-
Legal Fees Nil
Penal Charges Nil
EMI / Cheque Bounce Charges Approx 499/- to 599/-

Frequently Asked Questions

How long does the loan approval process take?

Typically, our loan approval process takes 3-7 working days from document submission.

Can I prepay my Business loan?

Yes, you can prepay your home loan with minimal or no prepayment charges.

What is the maximum loan tenure?

We offer home loans with a maximum tenure of 30 years.