The Care of Your Financial Needs

Your trusted partner in financial solutions, providing seamless services in loans and insurance.

About Car Loan

A car loan helps you finance the purchase of a new or used vehicle. Spread the cost over time with manageable monthly payments.

Key Benefits and Uses:

Flexible Financing: Choose a repayment term that fits your budget and lifestyle.

Affordable Ownership:Avoid paying the full car price upfront and preserve your savings.

Wide Eligibility:Available for salaried, self-employed individuals, and business owners.


Why Choose Capital Care Finance Company?


Easy Documentation
Quick Approval
Higher Loan Amounts
Flexible Repayment
Flexible Tenor
Attractive Interest Rates
Transparent Process

Eligibility Criteria

To qualify for a Car loan with Capital Care Finance Company, you must meet the following criteria:

For Salaried Individuals:

  • Individuals who are at least 21 years old at the time of loan application and no older than 60 at the end of the loan tenure
  • Individuals who have worked for at least two years, with at least one year with the current employer
  • Individuals with a minimum earning of Rs. 3,00,000 per year, including the income of the spouse/co-applicant.

For Self-Employed:

  • Individuals who are at least 21 years old at the time of application and no older than 65 at the end of the loan tenure.
  • Those who have been in business for at least two years.
  • Should earn at least Rs. 3,000,000 per year

Required Documentation

  • Identity Proof (Aadhaar/PAN/Passport)
  • Address Proof
  • KYC documents (Valid Photo ID Proofs)
  • Last 2 years' ITR as proof of income
  • Salary Slip (latest 3 months)
  • Salary account statement(latest 6 months)
  • Signature Verification Proof

Rates & Fees

Particulars Charges
Loan Processing Fees 1.5% to 4% of Loan Amount
Loan Cancellation Usually around Rs 5,000
Stamp Duty Charges As per actuals
Legal Fees As per actuals
Penal Charges Usually @ 2% per month; 24% p.a.
EMI / Cheque Bounce Charges

Frequently Asked Questions

How long does the loan approval process take?

Typically, our loan approval process takes 3-7 working days from document submission.

Can I prepay my Car loan?

Yes, you can prepay your home loan with minimal or no prepayment charges.

What is the maximum loan tenure?

We offer home loans with a maximum tenure of 30 years.