About Credit Card Loan
A credit card is a revolving line of credit that lets you make purchases, pay bills, or withdraw cash, with added perks and benefits.
Key Benefits and Uses:
Easy Transactions: Make cashless payments instantly, both online and offline.
Rewards & Cashback:Earn points, discounts, and cashback on spending.
Build Credit History:Responsible usage helps improve your credit score.
Why Choose Capital Care Finance Company?
Easy Documentation
Quick Approval
Higher Loan Amounts
Flexible Repayment
Flexible Tenor
Attractive Interest Rates
Transparent Process
Eligibility Criteria
To qualify for a Credit Card loan with Capital Care Finance Company, you must meet the following criteria:
- Age : Most credit card issuers require applicants to be a certain age, typically 18 or older. Some may have a higher age requirement.
- Income : Credit card issuers often have a minimum income requirement to ensure that applicants have the means to repay the credit card debt.
- Credit Score : A good credit score is important for credit card eligibility. A higher credit score indicates a history of responsible credit behavior and makes you more likely to be approved for a credit card with favorable terms.
- Residential Status : Depending on the issuer, you might need to provide proof of your current address or residency.
Frequently Asked Questions
How long does the loan approval process take?
Typically, our loan approval process takes 3-7 working days from document submission.
Can I prepay my loan?
Yes, you can prepay your home loan with minimal or no prepayment charges.
What is the maximum loan tenure?
We offer home loans with a maximum tenure of 30 years.