The Care of Your Financial Needs

Your trusted partner in financial solutions, providing seamless services in loans and insurance.

About Gold Loan

A gold loan allows you to unlock the value of your gold ornaments by pledging them as collateral. It’s a fast and secure way to meet immediate financial needs.

Key Benefits and Uses:

Instant Loan Disbursal: Receive funds quickly by pledging your gold assets.

Lower Interest Rates:Benefit from competitive interest rates due to secured nature.

Retain Ownership:Get your gold back upon full repayment of the loan.


Why Choose Capital Care Finance Company?


Easy Documentation
Quick Approval
Higher Loan Amounts
Flexible Repayment
Flexible Tenor
Attractive Interest Rates
Transparent Process

Eligibility Criteria

To qualify for a Gold loan with Capital Care Finance Company, you must meet the following criteria:

  • Age: Typically, borrowers should be 18 years or older.
  • Ownership: You must own the gold being pledged.
  • Gold Quality: The gold should meet the lender's purity standards.
  • Identification: Valid government-issued ID for identity verification.

Required Documentation

  • Identity Proof (Aadhaar/PAN/Passport)
  • Address Proof
  • Driving License
  • Rent Agreement
  • Bank Statement
  • Two post-dated cheques for security purposes
  • Passport-size photographs

Rates & Fees

Particulars Charges
Loan Processing Fees 0.2% to 0.6% of loan amount
Loan Cancellation 1%
Stamp Duty Charges As Per Actuals
Legal Fees Nil
Penal Charges Nil

Frequently Asked Questions

How long does the loan approval process take?

Typically, our loan approval process takes 3-7 working days from document submission.

Can I prepay my Gold loan?

Yes, you can prepay your home loan with minimal or no prepayment charges.

What is the maximum loan tenure?

We offer home loans with a maximum tenure of 30 years.